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Understand CDW, FDW and exclusions

Car Rental Insurance and Excess in Crete

Compare the actual financial responsibility under CDW and FDW rather than choosing from the cover name alone. The written offer should state the excess and exclusions.

Why choose this option

Car Rental Insurance and Excess in Crete: practical details

CDW includes an excess

Included CDW limits covered-damage responsibility but normally leaves a category-based excess.

FDW reduces covered excess to zero

Optional FDW is €12 per day and removes the excess for covered damage.

Exclusions still apply

Tires, wheels, underneath, interior, off-road use and traffic violations remain outside the advertised cover.

Insurance guides

Reading the excess amount

The provider confirms the CDW excess for the chosen category. Ask for the amount in writing before accepting.

Practical guide

What zero excess means

Zero excess applies to damage covered by the selected FDW, not to excluded use, prohibited roads or every possible cost.

For a written quote, select the exact location, dates, vehicle category and transmission in the form. Add flight, ferry, hotel, villa and child-seat information where relevant.

Insurance guides

Incident procedure

Contact the provider promptly, follow reporting instructions and do not arrange repairs independently unless authorised.

Frequently asked questions

Car Rental Insurance and Excess in Crete FAQ

Is CDW included?

Yes, CDW is included in the advertised terms.

How much is FDW?

Optional FDW is €12 per rental day.

Does FDW cover tires and wheels?

No, tires and wheels are listed among the exclusions unless the written agreement explicitly changes this.

Is a deposit blocked with CDW?

The advertised benefit states no deposit blocked and no credit-card hold.

Where is the exact excess shown?

The provider should state the category excess in the written quote and rental agreement.

CDW included and optional FDW

CDW is included and carries an excess that depends on the vehicle category, while the excess amount is not blocked as a card deposit.

Optional FDW is available at €12 per rental day and reduces the excess to zero for covered damage.

Tires, wheels, the underside, interior, off-road use and traffic-law violations remain excluded.

Free quote form

Request availability for this route

Choose dates, location, vehicle type and insurance. CDW is included. FDW is optional with zero excess for covered damage and no deposit blocked. Minimum rental is 2 days.

🗓️ Minimum rental 2 days
Transmission
Insurance cover

Tires, wheels, underneath, interior, off-road damage and traffic-law violations are excluded from any insurance.

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